About Us

Our job is to provide you with a competitive insurance program, including recommending the proper combination of important coverages for property, liability, and automobile risks. We will as "independent agents" representing multiple companies "shop" for you by:

1. Reviewing limits on your dwelling, personal property, and collectibles.
2. Explaining the benefits of scheduling valuable items such as artwork, jewelry, coins, silverware, antiques and other collectibles and review limits for these items on your current policy(ies)
3. Assessing risks and recommending coverages suitable for items such as swimming pools, trampolines, dirt bikes, ATV's, snowmobiles, boats, and jet skis.
4. Reviewing your automobile liability limits and physical damage deductibles.
5. Advising on "optional" automobile coverages such as towing, transportation expense, loan/lease gap and replacement cost coverage (for the new model year) .
6. Looking for discounts on auto, homeowners and other policies. These may include good student or loss free discounts on auto, credits for combining home and auto, or credits for sprinklers, fire or burglar alarms on homes, and many others.